Introduction
These Terms of Website Use ("Terms") govern your access to and use of the website https://flexify.finance/ ("Website") operated by Orion Transact Inc., a company registered in British Columbia, Canada, with Money Services Business registration number M23302373 ("Company", "we", "our", or "us"). Please read these Terms carefully before using the Website.
By accessing, browsing, linking to, or otherwise using this Website or any functionality, information, or service made available through it, you confirm that you have read, understood, and agreed to be bound by these Terms in full. If you do not agree to these Terms, you must immediately discontinue use of the Website and any related services.
These Terms apply solely to access and browsing of the Website and do not govern the provision of financial, payment, or money service activities, which are subject to separate contractual agreements and regulatory frameworks. By using this Website, you represent that you are of legal age and capacity to enter into binding agreements and that you are not accessing the Website from any jurisdiction where such access is prohibited or restricted by law or regulation, including jurisdictions subject to Canadian, U.K., E.U., or U.S. sanctions.
Your continued use of the Website following any publication of updated Terms constitutes your acceptance of the revised version as of its effective date. You are encouraged to review this page periodically to remain informed about the conditions applicable to your use of the Website.
Other Applicable Terms
The following additional policies form an integral part of these Terms and govern your use of the Website alongside them. By accessing or using this Website, you acknowledge that you have read and agree to comply with these related documents.
Our Privacy Policy explains how Orion Transact Inc. collects, uses, discloses, and safeguards personal information obtained through the Website or in the course of providing services. It also outlines your rights and choices under the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, the General Data Protection Regulation (GDPR). By using the Website, you consent to the collection and processing of your personal information in accordance with that policy and confirm that any information you provide is complete, accurate, and up to date.
Our Cookie and Tracking Technologies Policy describes the types of cookies and similar technologies used on the Website, their purposes, and how you can manage your preferences or withdraw consent in compliance with PIPEDA and the Canada Anti-Spam Legislation (CASL).
These policies may be updated from time to time and are available for review through dedicated links provided on the Website. Your continued use of the Website following any such updates constitutes acceptance of the revised versions.
Information About Us
The Website https://flexify.finance/ is operated by Orion Transact Inc., a company incorporated under the laws of British Columbia, Canada, and registered as a Money Services Business (MSB) with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M23302373 ("Company", "we", "our", or "us").
Orion Transact Inc. operates the Website to provide information about its products, services, and technology infrastructure, and to facilitate secure access to online tools and communication channels for registered partners and merchants. The Website itself does not constitute a payment platform or financial service interface; all regulated payment, remittance, or foreign exchange activities are provided exclusively by the Company under applicable Canadian MSB legislation and subject to separate contractual arrangements.
Where the Company engages affiliated entities, technology partners, or service providers to support the functionality of this Website, such parties act on behalf of and under the direction of Orion Transact Inc. in accordance with written agreements and applicable privacy and security requirements. The Company remains solely responsible for the operation, content, and compliance of the Website.
Any future updates to our business structure or service scope will not affect your rights under these Terms. In such cases, Orion Transact Inc. will remain the primary counterparty and point of contact for all legal and regulatory matters relating to the Website.
Changes to These Terms
The Company reserves the right to amend, update, or otherwise modify these Terms of Website Use from time to time to reflect changes in applicable laws, regulatory requirements, or operational needs. Any such modifications will be effective upon their publication on this page, unless a later effective date is expressly stated.
When material updates are made—particularly those that may affect your rights or obligations—you will be notified through a prominent notice on the Website or by other reasonable means of communication. Continued access to or use of the Website after any amendments take effect constitutes your acknowledgment and acceptance of the revised Terms as of their effective date.
You are encouraged to review these Terms periodically to ensure that you remain informed about the conditions governing your use of the Website. The date of the latest revision will always appear at the top of this page and serves as the authoritative version in force.
Information on Our Website and Changes to It
The content published on this Website is provided for general informational purposes only and does not constitute financial, legal, or professional advice. While Orion Transact Inc. endeavours to ensure that the information presented on the Website is accurate, current, and reliable, the Company makes no representations or warranties, express or implied, as to the completeness, accuracy, timeliness, suitability, or availability of the Website or any content, products, services, or related materials contained herein for any particular purpose.
Any reliance you place on the information presented on the Website is entirely at your own discretion and risk. The Company shall not be responsible for any losses or damages, direct or indirect, arising from the use of or reliance upon such information. The Website and its content are subject to change, update, suspension, or removal at any time without prior notice.
Nothing on this Website constitutes an offer, solicitation, or recommendation to engage in any transaction, open an account, or use any financial service. Any reference to products, partners, or services is provided for illustrative or informational purposes only and does not imply endorsement or guarantee.
Privacy
Any personal information you provide through this Website will be collected, stored, and processed by Orion Transact Inc. in accordance with applicable privacy and data protection laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where relevant, the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). Such information may be shared with trusted service providers, affiliates, and technology partners engaged to support our operations, strictly under written agreements that ensure confidentiality, data security, and compliance with our regulatory obligations.
All collection, use, disclosure, and retention of personal information are governed by our Privacy Policy, which forms an integral part of these Terms. By using this Website, you acknowledge that you have read and understood the Privacy Policy and consent to the processing of your information in accordance with its provisions.
Intellectual Property Rights
All content, design elements, software, databases, text, images, audio, video, graphics, trademarks, service marks, and other materials displayed on or accessible through this Website (collectively, the "Content") are owned or lawfully licensed by Orion Transact Inc. and are protected by copyright, trademark, and other intellectual property laws and international treaties. The overall structure and compilation of the Website, including its look and feel, constitute a collective work and are the exclusive property of the Company.
You are granted a limited, non-exclusive, non-transferable, and revocable licence to access and use the Website and its Content for lawful purposes and in accordance with these Terms. This licence does not grant any ownership rights or rights to modify, reproduce, distribute, display, or create derivative works based on the Content, except as expressly permitted in writing by the Company. Any use of the Website or its Content for commercial, resale, redistribution, or competitive purposes without prior written authorization from the Company is strictly prohibited.
All trade names, logos, and trademarks displayed on the Website are the property of Orion Transact Inc. or their respective owners. You may not use, reproduce, or display any trademark or logo appearing on the Website without the prior written consent of the Company or the relevant rights holder. You agree not to remove, alter, or obscure any copyright, trademark, or proprietary notices appearing on the Website or within its Content.
You agree to notify the Company promptly if you become aware of any unauthorized access, copying, or other infringement of the Company's intellectual property rights. The Company reserves all present and future rights in and to the Website and its Content that are not expressly granted herein, including all rights to exploit, license, or enforce such materials under any technology, jurisdiction, or medium now known or hereafter developed.
Residence and Legal Restrictions
The Website and its content are intended to be accessed and used only in jurisdictions where such access and use are lawful. Orion Transact Inc. does not represent or warrant that the information, materials, or services described on this Website are appropriate, permitted, or available for use in all locations or by all persons.
You are solely responsible for ensuring that your access to and use of the Website comply with all applicable laws and regulations in your jurisdiction, including those relating to financial services, data protection, and export control. If you are located in or ordinarily resident of a jurisdiction where access to this Website or any of its content is restricted, prohibited, or would subject the Company to licensing, registration, or other regulatory obligations, you must not access or use this Website.
Access to the Website is strictly prohibited for any individual or entity located in, incorporated in, or otherwise associated with a jurisdiction that is subject to sanctions or trade restrictions imposed by Canada, the United Kingdom, the European Union, or the United States, including but not limited to individuals or entities named on the Consolidated Canadian Autonomous Sanctions List, the UK Sanctions List, the EU Consolidated List, or the U.S. OFAC Specially Designated Nationals (SDN) List.
By using this Website, you represent and warrant that you are not subject to any such sanctions or restrictions and that your use of the Website does not violate any applicable export control, anti-money laundering, or counter-terrorist financing regulations.
Limitation of Our Liability
You acknowledge and agree that your use of this Website is entirely at your own risk. The Website and all content, materials, and functionality available through it are provided on an "as is" and "as available" basis, without any warranties, representations, or conditions of any kind, whether express or implied. Orion Transact Inc. does not guarantee that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components. While the Company takes reasonable steps to maintain technical and operational security, it does not warrant that access to the Website will always be available or that defects will be corrected.
To the fullest extent permitted by applicable law, the Company disclaims all warranties, conditions, and representations, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or completeness of information. The content of the Website is not intended for distribution or use by any person or entity in any jurisdiction where such distribution or use would be contrary to local law or regulation.
The Company shall not be liable for any loss or damage arising out of or in connection with your access to, use of, or inability to use the Website, or reliance on any content displayed on it, whether based on contract, tort (including negligence), breach of statutory duty, or otherwise, even if such loss or damage was foreseeable. In particular, the Company shall not be responsible for loss of profits, revenue, sales, business opportunities, anticipated savings, goodwill, or reputation, nor for any indirect, incidental, or consequential damages of any kind.
The Company will not be liable for any harm, loss, or damage caused by malware, viruses, distributed denial-of-service attacks, or other technologically harmful materials that may affect your computer systems, data, or other proprietary materials as a result of your use of the Website, downloading of its content, or access to third-party websites linked from it. The inclusion of any link to another website does not imply endorsement or responsibility for its content, and you access such websites entirely at your own risk.
Nothing in these Terms excludes or limits liability where such exclusion or limitation would be contrary to applicable law. To the extent permitted, the Company's total liability arising from or in connection with your use of the Website shall be limited to the amount directly related to any fees paid (if any) for access to the Website during the twelve months preceding the event giving rise to the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Orion Transact Inc., its affiliates, directors, officers, employees, agents, service providers, and successors from and against any and all claims, damages, liabilities, losses, expenses, or costs (including reasonable legal and expert fees) arising out of or in connection with: (a) your access to or use of the Website; (b) your breach or alleged breach of these Terms or of any applicable law or regulation; (c) any unauthorized use of your account credentials or digital access tools; (d) any content, data, or material you transmit, upload, or otherwise make available through the Website; or (e) any infringement or alleged infringement by you of any intellectual property, privacy, or proprietary right of a third party.
The Company reserves the right, at its sole discretion and expense, to assume the exclusive defence and control of any matter subject to indemnification under this clause. In such a case, you agree to fully cooperate with the Company in asserting any available defences and shall not settle any claim without the Company's prior written consent.
This indemnity shall survive the termination or expiration of these Terms and shall apply to the fullest extent permitted by applicable law.
Restrictions on Use
You are responsible for ensuring that your hardware, software, network configuration, and internet connection are suitable for accessing this Website and for maintaining appropriate technical safeguards, including up-to-date antivirus protection. Orion Transact Inc. does not warrant that the Website or its servers will be free from errors, malware, or other harmful components, and you access the Website at your own risk.
You must not use the Website in any manner that could damage, disable, impair, or interfere with its normal operation, the security of our systems, or the experience of other users. Specifically, you must not: introduce or transmit viruses, trojans, worms, logic bombs, or any other malicious or technologically harmful code; attempt to gain unauthorized access to the Website, its servers, or any connected systems or databases; conduct or facilitate denial-of-service or distributed denial-of-service attacks; or otherwise attempt to compromise the integrity, availability, or confidentiality of the Website or its data.
Any attempt to breach or circumvent the security of the Website or its infrastructure constitutes a material violation of these Terms and may result in immediate suspension or termination of your access, as well as possible reporting to relevant law enforcement or regulatory authorities. The Company reserves the right to take any technical, legal, or organizational measures necessary to protect its systems, data, and users from unauthorized or harmful activity.
Illegal Use and Prohibited Activities
You agree not to use the Website for any unlawful, illegal, or fraudulent activities or in a manner that could damage, disable, or impair the operation of the Website or interfere with other users' access and enjoyment of the Website. You are prohibited from engaging in any activity that violates applicable local, national, or international laws, including, but not limited to, unauthorized access, hacking, data theft, spamming, or the transmission of malicious software such as viruses, trojans, worms, or logic bombs.
Any use of the Website that promotes or facilitates illicit activities, including money laundering, fraud, or activities that infringe upon intellectual property rights or violate privacy laws, is strictly prohibited. If the Company reasonably believes that your use of the Website is associated with illegal activity, we reserve the right to suspend or terminate your access without notice and take appropriate legal action, including reporting your activities to relevant authorities.
Restrictions on Linking to Our Website
You may create a hyperlink to the home page of this Website, provided that such linking is carried out in a fair, lawful, and transparent manner, does not mislead the public, and does not damage or take unfair advantage of the reputation or goodwill of Orion Transact Inc. or its affiliates.
You must not establish a link in a way that suggests any form of association, approval, partnership, or endorsement by the Company where none exists. You may not create a link from any website that you do not own or control, nor may you frame, mirror, or embed any portion of this Website within another website or online environment. Deep linking to internal pages or automated content extraction through bots, scrapers, or similar technologies is prohibited without prior written consent from the Company.
The Company reserves the right to withdraw linking permission at any time and without prior notice, including where such linking, in its opinion, may create reputational, regulatory, or security risks.
Where the Website contains hyperlinks or references to third-party websites or external resources, such links are provided solely for informational purposes and do not constitute endorsement, sponsorship, or approval of their operators or content. The Company has no control over, and assumes no responsibility for, the content, accuracy, or availability of any third-party sites or materials linked from this Website. Access to such external links is entirely at your own risk.
Termination
You may terminate these Terms at any time by ceasing to access or use this Website and by deleting or destroying any materials obtained from it. Such termination shall not affect any rights or obligations that have accrued prior to the effective date of termination.
Orion Transact Inc. reserves the right, at its sole discretion, to suspend, restrict, or terminate your access to the Website at any time, with or without prior notice, if it reasonably believes that you have violated these Terms, applicable law, or the security and integrity of the Website. The Company may also terminate access if it discontinues or modifies the Website or any part of its functionality.
Upon termination, all rights granted to you under these Terms shall immediately cease, and you must stop all use of the Website and destroy any copies of materials derived from it. Termination shall not limit the Company's right to seek any remedies available under law or equity for any breach of these Terms.
To the fullest extent permitted by applicable law, the Company shall not be liable for any loss, damage, or inconvenience you may suffer as a result of suspension or termination of access, except where such limitation is expressly prohibited by law. Any provisions of these Terms that by their nature are intended to survive termination, including clauses relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law, shall remain in full force and effect.
Applicable Law and Jurisdiction
These Terms, and any dispute or claim arising out of or in connection with them or with the use of this Website, shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
You agree that any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Vancouver, British Columbia, and you irrevocably submit to the personal jurisdiction of such courts.
Where access to the Website is made from jurisdictions outside Canada, users are responsible for ensuring compliance with local laws. The Company makes no representation that the Website or its content are appropriate or lawful for use in any particular jurisdiction other than Canada.
Nothing in this clause shall limit the Company's right to initiate proceedings in any other jurisdiction where such action is necessary to protect its rights or enforce a judgment.
Contact
If you have questions or concerns regarding these Terms of Website Use, please contact Orion Transact Inc. at [email protected] and include "Website Terms of Use" in the subject line of your email. You may also write to us at our registered address in British Columbia, Canada. We review and respond to inquiries in a timely manner and, where applicable, may request additional information to verify your identity or to understand your request.